PMJDY account can be opened in any bank branch or business correspondent outlet. Accounts under PMJDY are opened with zero balance.

Jan Dhan account can be opened in any bank

The Jan Dhan Yojana was launched by the central government to connect the poor with the bank. The poor get many benefits under this scheme. It also includes an overdraft facility of up to Rs 5000. This means that you can withdraw up to Rs 5000 as a loan from your Jan Dhan account in case of need. We are telling you in detail about this feature.

Aadhar card is required

To avail this facility, it is most important that your Aadhaar card be linked to your bank account. It is also important that you have maintained your account for the last 6 months. This means that in the meantime you have periodically transacted in your account. Overdraft facility can be availed when there is no money in your account. However, interest is charged on it. To avail this facility you have to go to the bank.

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Jan Dhan account can be opened in any bank

Forms for opening Jan-Dhan Yojana account are available in any government bank. If you have an Aadhaar card, no other proof of ID proof is required. If you are unable to provide an Aadhaar card, you will need to provide proof of identity and residence. An account can also be opened for a child below 10 years under the Jan Dhan Yojana.

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Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero balance.