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Your car gives you two things – independence and freedom of movement. To further make your driving experience, we also give you the third ingredient, peace of mind. With our car insurance stay protected and cruise without worries.

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What do I need to consider before renewing with an insurance company?
  • Important aspects to be considered before purchasing any policy are:
  • Speed of claim settlement- You don’t want to wait for your money, right?
  • Approachability- Again, hours of waiting to talk to the customer care is not done!
  • Cashless option for your car repairs
  • Network connectivity- Not your phone one but the service center network.
  • Claim settlement history of the company- You can find ours here
What is the NCB & how is it calculated?

You can avail a ‘No Claim Bonus’ discount based on the clean sheet you maintained in the previous year i.e. you get a discount for every claim-free year. Special discounts by Digit insurance may also be available periodically.
No Claim Bonus (NCB ) is a discount given by an insurer to a policyholder for making no claims during the policy term. Good driver eh? You get a discount on your car insurance renewal for that! Discounts range from 20-50% on the car insurance premium payable, and is an important incentive for a policy holder to drive safe.

Will my NCB be transferred when I shift from my old car insurer?

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Will my NCB be transferred when I shift from my old car insurer?

Car Insurance

A car insurance policy is a type of insurance that offers comprehensive insurance protection for insured vehicle in case of damages due to natural and man-made calamities. Car insurance online helps you to insure your car in a hassle-free manner.

What is Car Insurance?

Car insurance is a contract between the insured and the insurers to ensure financial protection against any loss or damage in case of an accident, theft, and death or third party liabilities. The sum assured amount of car insurance policy is the compensation amount that the insurance company pays to the policyholder as per the IDV of the car.

Why you should Buy Car Insurance?

It is mandatory to buy car insurance in India irrespective of the vehicle type, i.e. personal or commercial vehicle. The insurers compensate for the loss or damage caused to the insured vehicle and a third-party from the insured four-wheeler. Here are some of the reasons to buy car insurance policy in India in addition to it being a mandatory requirement as per the Motor Vehicle's Act:

It pays for the car damages as a result of collision, accident, death or natural calamities, which otherwise would need to be paid by the insured It pays for hospitalization expenses incase of an accident It reduces the financial and legal damages that can arise from a third-party laibility or damage With rider benefits like roadside assistance, zero depreciation the expenses are further reduced

Moreover, the premium amount of your car insurance is decided based on the Insured Declared Value or IDV of the vehicle. If you increase the IDV, the premium rises and if you lower it, the premium reduces.
  • It is important for any policyholder to compare various car insurance options before going for car insurance renewal or buying a new policy. Compare various insurance plans online on Policybazaar and buy the one that fulfills your insurance expectations hassle-free:
  • Get the best plans from top Insurance Providers
  • Instant and paperless renewal
  • Comprehensive coverage for vehicle
  • A wide range of Add-on covers for improved protection
Benefits of Buying Car Insurance Online

Buying car insurance online is a common practice today. If you are wondering why most people prefer to purchase car insurance online, check out its benefits below:

Comprehensive Car Insurance

A comprehensive car insurance policy provides coverage for third party liability as well as damages caused to your own car. In comparison with third party liability car insurance, a comprehensive car insurance policy offers extensive coverage, more benefits and covers the damages caused to the insured car in case of an accident, collision, theft, etc.

A comprehensive policy can be further extended by opting for add-ons like accessories cover, engine protector, zero depreciation cover, medical expenses, etc. This type of coverage is the most popular as it offers end-to-end coverage and thus less stress for the policyholder.